Vehicle insurance is an indispensable part of vehicle operation. According to relevant regulations, vehicles are not allowed to drive on the road without insurance. As a special vehicle type, semi-trailer is composed of tractor and trailer behind. The number plates of tractor and trailer of the same semi-trailer are also different, which can be said to be equivalent to two vehicles. So, does the semi-trailer body need to be insured separately?
Many car owners said that the car body does not need to buy insurance alone, but only the main car insurance. If there is a problem with the car body, you can use the insurance of the main car to settle claims. Even most transportation companies basically only buy Tractor insurance, and only some large dangerous goods transportation companies will insure the car body.
There are not a few such statements. However, I do not know whether it is due to regional differences or other factors. In the treatment of some actual cases, the truck body can not use the insurance claim of tractor. For example, the owner of the motorcycle was judged to be responsible for towing a semi-trailer on the side of the road, because he was not responsible for driving a semi-trailer at the end of the road. For another example, some car owners said that their semi-trailer body overturned some time ago, but the tractor was fine, and finally the insurance company didn't settle the claim.
Therefore, in order to reduce unnecessary troubles, it is recommended that car owners understand the relevant regulations in their area in detail. For car owners who often need to go out and run, it is best to buy separate insurance for tractors and trailers.
The types of semi-trailer insurance can be divided into traffic compulsory insurance required by the state for car purchase and a variety of commercial insurance. Under normal circumstances, the compulsory traffic insurance of the trailer is a general claim, that is, if the tractor purchases the compulsory traffic insurance, the trailer body does not need to be purchased separately. If there are rear end collision and other problems in the body, the compulsory traffic insurance of the tractor can be used to settle the claim. However, commercial insurance is different. It must be purchased separately. Otherwise, even if the tractor buys commercial insurance and the body is not bought, if there is a rear end collision problem or the body overturned mentioned above, the commercial insurance will not settle the claim.
If we continue to subdivide, commercial insurance can be divided into main insurance and additional insurance. The main insurance, such as vehicle damage, third party, theft insurance and personnel on board, has more types of additional insurance. So what needs to be bought and what can not be bought?
As for the one-year insurance cost of a semi-trailer, it needs to be analyzed in detail. It is generally about 6000-9000 yuan. It depends on the tonnage, transportation route and transportation road conditions of the vehicle. It is usually calculated according to the tonnage, and the driving route will also be included in the vast majority.
Although the carrying capacity of semi-trailer is stronger than that of other vehicles, it generally has long working hours and long freight lines. It often has to drive on some muddy and rugged roads. Its safety and security are very important. In addition to buying insurance, it is also very important to choose and use parts with qualified quality.
Trailer axle is an important part of the vehicle chassis, which is directly related to the performance of the vehicle, such as load-bearing, braking, driving maintenance and so on. Darong group is one of the earliest axle enterprises in China to start mass production of integrated axles. Its disc axle, drum axle, low flat axle, three-line six axle axle, concave axle, special axle and other product series are rich, which have been processed by hot rotary rolling, cold pushing, quenching and tempering, thermal insulation and tempering, shot blasting, multi-point straightening, CNC precision grinding Fifteen production processes such as shaft head medium frequency induction treatment have been completed, and the quality and performance can stand the test.
Over the past two decades, with reliable quality and real price, Darong axle has established stable and good cooperative relations with many Trailer enterprises, logistics companies, transport fleets and retail car owners. The annual demand of various axles / axles / accessories is as high as more than 170000 pieces. The sales network covers the whole country and radiates more than 50 countries and regions around the world.
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