Now many car owners are aware of the benefits of vehicle insurance and are ready to buy an appropriate insurance for their trailers. However, there are many types of auto insurance in the market, different products are suitable for different objects, and the prices are also different. Many car owners stepped on the pit when buying, and even bought the wrong product, resulting in the surrender. You know, the surrender cannot be refunded in full during the insurance period.

So, how much does Trailer insurance cost a year?

In general, the annual insurance cost of a semi-trailer is about 6000-9000 yuan. The final insurance price needs to be determined according to the vehicle tonnage, freight route and transportation road conditions. After all, the insurance of many trailers is calculated according to the tonnage, and most of them will also include the driving route.

If you want to buy full insurance for your trailer, you can first find an auto insurance company to make an evaluation and quotation, so that you can know exactly how much the premium of your trailer is.

There are so many kinds of Trailer Insurance, how to choose?

1. Compulsory insurance. This should be relatively easy to choose, because it is compulsory to buy by the state. As long as you want to license the vehicle or want to have an annual review, you must buy this insurance.

2. Car damage insurance. The owner can choose by himself according to needs, mainly to compensate for the losses caused by accidents other than vehicles. For the losses caused by accidents, the insurance company can also compensate for some force majeure other than earthquakes, such as rainstorms. It should be noted that in case of natural disasters, the insurance company will compensate only when the driver is accompanied.

3. Liability insurance. This is the first compulsory insurance in China. No matter whether the owner is responsible or not, the insurance company should compensate the third party in the accident. When determining the insured amount, car owners should fully consider their own transportation route and transportation model, rather high than low.

4. Liability insurance for on-board personnel. The compensation of on-board personnel liability insurance is the necessary and reasonable rescue and protection expenses paid to reduce the losses caused by the traffic accident of the insured vehicle, which shall be borne by the insurance company. If the owner's logistics enterprise has purchased accident insurance or employer's liability insurance for the driver and the insurance amount is high enough, the owner may not purchase this insurance.

5. Whole car theft insurance. This item is more suitable for owners who have not paid off the vehicle mortgage. In addition, they generally will not buy it, because this item mainly pays for the robbery and theft of the whole vehicle. If the vehicle parts or goods are stolen, they will not be compensated. Generally, car owners will live in the car during the night, and logistics enterprises generally have fixed parking places, so the probability of theft of the whole car is not high.

6. Spontaneous combustion loss insurance. It is applicable to the owner of old vehicles or dangerous chemicals transportation. The insured amount shall be determined by the owner and the insurance company through negotiation within the actual value of the insured vehicle. In case of spontaneous combustion loss of the vehicle, it shall be compensated according to the actual repair cost. If the spontaneous combustion loss has lost the repair value, it shall be compensated according to the actual value of the vehicle at the time of accident, but shall not exceed the insured amount.

7. On board cargo liability insurance. The insurance company will compensate for the damage to the goods caused by an accident during the use of the vehicle, but the theft, looting and natural consumption will not be compensated.

8. No deductible. Additional insurance is a kind of additional insurance. After this insurance is insured, the deductible of the insured vehicle in vehicle loss insurance, third-party liability insurance and other additional insurance, regardless of one or more insurance accidents, will be compensated. Conditional owners still suggest to buy it.

For more information, please consult the insurance company or read the detailed terms of the insurance company.

Although the trailer is better than the car in carrying capacity, it generally has long working hours and long freight lines. It often has to drive on some muddy and rugged roads. Its safety and security are very important. In addition to buying insurance, it is also very important to choose and use parts with qualified quality. For example, the axle, as the main unit of load-bearing, braking and driving maintenance of the trailer, once there are problems in the process of full load, the safety of the trailer will be out of the question. As an earlier axle manufacturer in China, Darong heavy industry group has focused on the R & D and manufacturing of high-end axles for 20 years. Its disc axles, German axles, American axles, concave axles and special axles are of reliable quality and have won a large number of loyal customers with high cost performance, which can not only help car owners improve business efficiency, but also provide higher safety guarantee.